Debt Help
How can I get Debt Help?
There are a range of options available for to choose from if you need debt help. Selecting the method of debt help will depend upon your circumstances and financial capabilities.
Debt Budgeting Calculator
- Taking a few minutes to use a debt budgeting calculator will help you to assess how much you can afford to allocate towards your debt every month.
- Using a debt budgeting calculate is a good first step towards clearing your debt, as it can narrow down which debt recovery method is most suitable.
- A debt help adviser can assist you with debt budgeting calculators.
Can I Ignore My Debt?
- No. Although many people try to hide from and ignore their debt, it never makes it go away; it’s impossible to hide from your creditors.
- Due to interest rates that apply to most debts, by ignoring your debt, you will only make your problem worse before you have to fix it.
What would happen if I Ignored My Debt?
- Interest will cause your total debt to increase.
- The interest rate may be increased as you continue to ignore it.
- Your credit report will plummet.
- You will experience great stress trying to fend off the creditors and debt collection agencies.
Should I Seek Debt Help?
- If you’re experiencing any level of debt that you feel you can’t cope with or could be handled better, debt help is a good choice and can only help.
What kind of Debt Help can I expect?
Contacting a debt helpline for debt help will always provide you with:
- Non-judgemental, impartial and confidential advice based on your circumstances.
- Ascertain whether you need to pay the debt or not.
- If requested, contact your creditors to see if interest rates can be suspended, and a lower, more affordable amount can be negotiated.
- If needed, a debt help adviser can assess your finances to calculate how much you can afford to pay each month.
- A good debt help adviser will be available to provide you with all the advice and support you need to become debt free.
When can I call?
- You can access debt help at any time; 24 hours a day, 7 days a week, 365 days a year.
How can I get Debt Help?
- Freephone: 0800 074 6918
- Email: info@e-insolvency.co.uk
